Property Programs

Habitational Property Programs

The Habitational property program is a high-valued property program for commercial residential accounts in Florida specializing in coverage for condominium associations. 

Commercial Property Programs

This nationwide program is designed to write all types of low to medium-hazard properties including adult living facilities, apartment complexes, shopping centers, and more.

 Specialty Programs


Wind Buy Back Insurance

Our wind buy back insurance policy offers an opportunity to provide a lower percentage or flat dollar deductible on any primary policy.


Wind buy back policies can be combined with our ground up policies or issued as standalone. There is no minimum premium if written ground up with our carriers.



A Cure for Water Damage

Check out this resource for dealing with Water Damage provided by the carrier. "At Zurich, we are[..]...


Insurance Agent Resources

Supplemental Applications, Account Reservation Guidelines, and other additional resources to assist our producer partners.




Become a Sigma Underwriting Managers producer today and benefit from a partnership with our highly skilled property underwriters and support teams. 




Sigma Underwriting Managers is a program administrator for Zurich, as well as Lloyd’s of London correspondents, we underwrite for our carrier partners. Working with Sigma is like working directly with the carrier. We offer competitive commission and provide a high level of service to our clients.


Zurich Insurance Group (Zurich), headquartered and founded in Switzerland, is a leading multi-line insurance group with more than 140 years experience serving businesses worldwide, including over 100 years in North America. Zurich is a leading commercial property-casualty insurance provider serving small businesses, mid-sized and large companies, and multinational corporations. 

Lloyd’s of London is a British insurance market where members join hands as syndicates to insure and spread risks of different businesses, organizations and individuals. The syndicates are specialized in different types of risks and each syndicate decides which type of risk to insure.