Habitational Property Program

$100,000,000 IN-HOUSE LIMITS

Higher limits available with company referral

Underwriting Eligibility

  • Florida only, 2002 or newer
  • Tri-County, 2008 and newer
  • All Construction Classes except – No EIFS, JM, or Frame in Miami-Dade, Broward, Collier, Palm Beach, Lee, and Florida Panhandle counties
  • Frame and JM may be considered on a limited basis in the rest of the state
  • Coverage available on a Primary, Excess, Loss Limit, and X-Wind Basis
  • No Barrier islands¬†
  • $25,000 minimum premium
  • No NC Construction

Submission requirements

  • Acord 125, 140, SOV and supplemental may be required
  • Minimum 3 yrs. loss history statement

Preferred Risks

  • Luxury apartments
  • Condominiums
  • Office condominiums

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