$75,000,000 IN-HOUSE LIMITS

Higher limits available with company referral.

Underwriting Eligibility

• Most states (limited in TX & CA)
• Most construction classes, (decorative EFIS permitted <10%) No Frame in Miami Dade, Palm Beach, Broward, Collier, and Lee counties
• Older Construction if fully updated (1995 or newer in South Florida)
• Barrier Islands – Fire Resistive 2009 and newer
• Large multi-location schedules
• $10,000 minimum premium
• No NC Construction

Submission Requirements

• Acord 125, 140, SOV and supplemental may be required
• Minimum 3 year loss history statement

Preferred Risks

• ALF’s/nursing homes
• Apartments (excluding student housing)
• Churches
• Condos (residential/commercial)
• Houses of worship
• Hotels & motels
• Lessor’s risks
• Light industrial manufacturing
• Medical offices
• Office buildings
• Restaurant & catering operations
• Retail operations
• Shopping centers or strip malls
• Warehouse (low hazard occupancy)