$75,000,000 IN-HOUSE LIMITS

Higher limits available with company referral.

Underwriting Eligibility

• Florida and most East and Gulf coast states
• Most construction classes
• No Frame or JM in Miami Dade, Palm Beach, Broward, Collier, and Lee counties
  • Frame or JM may be considered on a limited basis in the rest of the state
• No Frame in tier one and two counties in the following states: LA, MS, AL, and the Florida Panhandle
• Buildings 30 years or newer with qualified roof replacement – call your underwriter for qualifying roof information
• Florida 2002 and newer; Tri-County 2008 and newer
• Coverage available on Primary, Excess, Loss Limit, and X-Wind basis
• $25,000 minimum premium
• No NC Construction
• No Barrier Islands

Submission Requirements

• Acord 125, 140, SOV and supplemental may be required
• Minimum 3 year loss history statement

Preferred Risks

• ALF’s/nursing homes
• Apartments (excluding student housing)
• Houses of Worship
• Condos (residential/commercial)
• Hotels & motels
• Lessor’s risks
• Medical offices
• Office buildings
• Parking Garages
• Restaurant & catering operations
• Retail operations
• Shopping centers
• Strip malls
• Warehouses (low hazard occupancies)