The following risks are ineligible for coverage and shall not be bound.  The list is not ALL inclusive and is to serve only as a guide as to the types and characteristics of property risks that shall not be a part of this program.

• Aluminum Wiring or Fuse Boxes
  (all risks MUST have copper wiring and 100% circuit breaker boxes)
• Abortion Clinics or Counseling
• Amusement / Arcade Risks
• Army / Navy Stores
• Auto Repair Shops (no spray painting, body shops, or welding)
• Aircraft Manufacturers
• Business Interruption when written on a Monoline Basis
• Boiler and Machinery Breakdown on a Monoline basis.
• Check Cashing Stores
• Crops – Landscaping – Trees
• Consignment Exposures
• Contingent Business Interruption written on a stand-alone basis
• Construction of Bridges – Subways – Tunnels
• Explosives – Fireworks Manufacturers or Stores
• Explosives of ANY type
• Furriers
• Gas Stations
• Hog Farms
• HUD or Subsidized Housing – excess of 5%
• Hay Storage
• Heavy Manufacturing
• Jewelers
• Livestock
• Lumber Yards
• Mobile Homes
• Museum – Contents
• Oil – Petroleum – Chemical Risks
• Pawn Shops Contents
• Pallet Manufacturing
• Poultry Farms
• Green houses or shade houses
• Prisons – Jails – Correctional Facilities
• Recycling Operations
• Saw Mills
• Tire and Rubber Tire Recapping Risks or Storage Facilities
• Utilities
• Welding Operations
• Risks with Wood Burning Stoves or Un-vented Alternative Heat Sources

Other Prohibited Risks

• Risks with existing or unrepaired damage