Wind Deductible Buy-back Insurance

Our Wind Deductible buy-back policy offers an opportunity to provide lower percentage or flat dollar deductibles on any primary policy.

Product highlights:

• If the wind event is coverd by the   overlying/primary policy   our policy will respond.
• True follow-form coverage.
• Occurrence form or Aggregate form option

Here's how it works- Your building value is $5,000,000. and the the   overlying/primary has a 5% ($250,000)   Wind & Hail deductible.   You elect to reduce your wind an hail deductible (SIR)   to 1% $50,000. If the wind event is a covered loss on the overlying/primary policy we will pay up to $200,000 each and every loss.

Maximum TIV eligibility $30,000,000 any one location.

Risks must be Greater than 1 mile from tidal waters in counties south of Volusia, Lake, Sumter and Citrus counties. Risks west of Jefferson County must also be greater than 1 mile from tidal waters.

Our policy   includes on the following terms:

Follow form   basis: our policy responds to covered wind losses based on the primary or overlying policy which must be in place as the time of loss.

• 25% minimum earned premium applies  
• $5,000 minimum premium