The following risks are ineligible for coverage and shall not be bound.The list is not ALL inclusive and is to serve only as a guide as to the types and characteristics of property risks that shall not be a part of this program.
Aluminum Wiring or Fuse Boxes (all risks MUST have copper wiring and 100% circuit breaker boxes)
Risks within 2500 ft from tidal water
Non-combustible buildings located in within 10 miles of coastline or located in Miami-Dade, Broward and Palm Beach counties.
Counseling Clinics
Amusement / Arcade Risks
Army / Navy Stores
Auto Repair Shops (no spray painting, body shops, or welding)
Aircraft Manufacturers
Business Interruption when written on a Monoline Basis
Boiler and Machinery Breakdown on a Monoline basis.
Check Cashing Stores
Crops – Landscaping – Trees
Consignment Exposures
Contingent Business Interruption written on a stand-alone basis
Construction of Bridges – Subways – Tunnels
Explosives – Fireworks Manufacturers or Stores
Explosives of ANY type
Furriers
Gas Stations
Hog Farms
HUD or Subsidized Housing – excess of 5%
Hay Storage
Heavy Manufacturing
Jewelers
Livestock
Timber or lumber operations including lumber yards
Mobile Homes
Museum – Contents
Oil – Petroleum – Chemical Risks
Pawn Shops Contents
Pallet Manufacturing
Poultry Farms
Prisons – Jails – Correctional Facilities
Recycling Operations
Timeshares
Tire and Rubber Tire Recapping Risks or Storage Facilities
Utilities
Risks with Wood Burning Stoves or Un-vented Alternative Heat Sources
Risks providing Wind coverage located on a BarrierIsland or within 2500’ of any coastline or inter-coastal waterway
Sigma Underwriting ManagersSM. All rights reserved. Certain coverages may not be available in all states. Coverage will be written on a non-admitted basis only through licensed surplus lines brokers, The description here is a summary only, it does not include all terms, conditions and exclusions of the policies and coverages described. PRIVACY STATEMENT
