PROHIBITED

 

The following risks are ineligible for coverage and shall not be bound.  The list is not ALL inclusive and is to serve only as a guide as to the types and characteristics of property risks that shall not be a part of this program. 

 

  • Aluminum Wiring or Fuse Boxes

(all risks MUST have copper wiring and 100% circuit breaker boxes)

  • Abortion Clinics or Counseling
  • Amusement / Arcade Risks
  • Army / Navy Stores
  • Auto Repair Shops (no spray painting, body shops, or welding)
  • Aircraft Manufacturers
  • Business Interruption when written on a Monoline Basis
  • Boiler and Machinery Breakdown on a Monoline basis.
  • Check Cashing Stores
  • Crops – Landscaping – Trees
  • Consignment Exposures
  • Contingent Business Interruption written on a stand-alone basis
  • Construction of Bridges – Subways – Tunnels
  • Explosives – Fireworks Manufacturers or Stores
  • Explosives of ANY type
  • Furriers
  • Gas Stations
  • Hog Farms
  • HUD or Subsidized Housing – excess of 5%
  • Hay Storage
  • Heavy Manufacturing
  • Jewelers
  • Livestock
  • Lumber Yards
  • Mobile Homes
  • Museum – Contents
  • Oil – Petroleum – Chemical Risks
  • Pawn Shops Contents
  • Pallet Manufacturing
  • Poultry Farms
  • Prisons – Jails – Correctional Facilities
  • Recycling Operations
  • Saw Mills, Lumber Yards
  • Tire and Rubber Tire Recapping Risks or Storage Facilities
  • Utilities
  • Welding Operations
  • Risks with Wood Burning Stoves or Un-vented Alternative Heat Sources

 

Other Prohibited Risks

            Risks with existing or unrepaired damage

Risks providing Wind coverage located within 1 mile of tidal waters
 

Sigma Underwriting ManagersSM. All rights reserved. Certain coverages may not be available in all states. Coverage will be written on a non-admitted basis only through licensed surplus lines brokers, The description here is a summary only, it does not include all terms, conditions and exclusions of the policies and coverages described.  PRIVACY STATEMENT
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